SoFi

SoFi Technologies, Inc.
Type	Public
Traded as	Nasdaq: SOFI; Russell 1000 component;
ISIN	US83406F1021
Industry	Personal finance; Direct banking; Banking as a service;
Founded	August 2011
Founders	List of founders Mike Cagney; Dan Macklin; James Finnigan; Ian Brady;
Headquarters	San Francisco, California, U.S.
Area served	30 countries U.S.; Latin America; Hong Kong; India; The Philippines; Parts of Europe;
Key people	Anthony Noto (CEO); Chris Lapointe (CFO);
Products	List of products SoFi Checking & Savings; SoFiUSD (stablecoin); SoFi Invest; SoFi Crypto; SoFi Protect (Insurance); Estate planning; Personal loans; Home loans; Student loans; SoFi Credit card; SoFi Relay (Dashboard); SoFi Plus (Subscription); Cash Coach (AI-insights); SoFi At Work (Workplace benefits); Small Business Loans; Big Business Banking; Galileo (Banking software);
Services	List of services Online lending; Mobile & online banking; Loan origination; Stockbroking; Cryptocurrency trading; Insurance broking; Wealth management; Banking as a service;
Revenue	US$3.61 billion (2025)
Net income	US$481 million (2025)
Total assets	US$50.66 billion (2025)
Total equity	US$10.49 billion (2025)
Members	15.8mn customers; 135mn platform accounts; (2026)
Number of employees	c. 5,000 (2024)
Divisions	Lending; Financial services; Technology platform;
Subsidiaries	List of subsidiaries Galileo Fin. Tech. LLC; Social Finance Inc.; SoFi Bank N.A.; SoFi Lending Corp.;
Website	sofi.com
	Footnotes;

SoFi Technologies, Inc. (abbreviated as SoFi, short for Social Finance) is an American financial technology company. It was founded in 2011 to refinance student loans for Stanford University graduates. SoFi operates as a direct bank serving retail customers and businesses, and is the largest U.S.-based online lender. It has nearly 16 million customers as of 2026.

In its initial years, SoFi focused on providing student loans, using data science to assess risk and offer lower interest rates. It later expanded to personal loans, mortgages, auto loans, credit cards, stock investing, insurance, estate planning, and bank accounts. SoFi was the first fintech startup company to receive a U.S. banking license, and the first U.S. national bank to offer cryptocurrency trading and issue its own stablecoin on a public blockchain.